Checking Accounts:

People’s Checking

  • $50.00 Initial Deposit
  • ATM/Debit Card
  • Digital Banking with Bill Pay
  • E-Statements Included (Paper Statements available - $5.00 per month)
  • No minimum balance requirement

People’s Interest Checking

  • $750.00 Initial Deposit
  • Earns interest on daily collected balance – Compounded & credited monthly
  • Interest rate subject to change
  • ATM/Debit Card
  • Digital Banking with Bill Pay
  • E-Statements Included (Paper Statements available - $5.00 per month)
  • Service Charge – $10.00 per month – if daily balance falls below $750.00

People’s 50+ Checking

  • Customer must be 50 or older to qualify
  • $50.00 Initial Deposit
  • Unlimited Check Writing
  • ATM/Debit Card
  • Digital Banking with Bill Pay
  • 50% discount on Safe Deposit boxes
  • 1 free box of specialty checks per year
  • E-Statements Included (Paper Statements available - $5.00 per month)
  • No minimum balance or service charges

Restrictions & Limitations:

  • A charge of $10.00 will be assessed on the account if closed within 90 days of opening. (Does not apply to Peep’s Savings or People’s Christmas Savings)
  • Interest begins to accrue on the business day you deposit noncash items (ie: checks)
  • If the account is closed before interest is credited, you will not receive the accrued interest.
  • E-statements are free for all account types.  If a monthly paper statement is preferred, a $5.00 paper statement fee will be charged each month.  This applies to all accounts, with the exception of Peep's Savings and People’s Christmas Savings accounts.